Adjusted Capitalized Cost: The sum of the vehicle price/MSRP (including destination and handling charges and Federal Gas Tax (if applicable)) plus acquisition fees minus the down payment and/or trade-in value.

APR: (Annual Percentage Rate): The cost of your credit as a yearly rate.

Capitalized Cost Reduction: The agreed upon value of the vehicle (the estimated selling price), plus any additional items that might be paid over the term of the lease such as the acquisition fee, taxes, or a service contract.

Down Payment: A payment in cash and/or rebate, which typically reduces the amount financed.

Estimated Amount Financed: The price that you anticipate to pay for the vehicle.

Gross Capitalized Cost: The Gross Capitalized Cost minus the Capitalized Cost Reduction.

Total Due at Lease Signing: The total amount to be paid prior to or at lease signing or by delivery.

Owed On Trade-in: The amount still owed on a trade-in vehicle.

Loan Amount/Vehicle Price: The price of the vehicle that is equipped with packages and/or options that are most popular for the selected model. Price may or may not include other fees and charges (e.g. destination fee, and other applicable taxes).

Dealer Accessories: Accessories are defined as any item installed at the dealership and not by the factory.

Term: The duration of your loan or lease, usually measured in months (e.g., 48 months).

Total Due at Lease Signing: The total amount to be paid prior to or at lease signing or by delivery, if delivery occurs after lease signing.

Trade-In Value: The net value of your trade-in vehicle that will be credited toward the purchase or lease. This amount may be negative if your current vehicle is worth less than the balance remaining on your current loan or lease.